PCB Bancorp Q2 FY26 net income climbs 16% to $10.51 million; net interest income rises 5.8% to $27.49 million
PCB•Quarterly results
- PCB Bancorp posted Q2 net income available to common shareholders of USD 10.4 million, up 16% year over year; diluted EPS was USD 0.73.
- Net interest income rose 5.8% to USD 27.5 million, while net interest margin held at 3.33%.
- Provision for credit losses fell 48.2% to USD 926,000; net charge-offs were USD 3,000.
Balance sheet trends
- Total assets increased 5.7% to USD 3.47 billion from Dec. 31, 2025; loans held-for-investment climbed 4% to USD 2.93 billion.
- Deposits grew 4.6% to USD 2.92 billion from Dec. 31, 2025; shareholders’ equity rose 2.7% to USD 400.5 million.
