Peoples Financial Q2 FY26 net income drops 27.78% to $897,000; net interest margin narrows 14 bps to 2.83% - PFBX News | RalliesPeoples Financial Q2 FY26 net income drops 27.78% to $897,000; net interest margin narrows 14 bps to 2.83%
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PFBX• Balance sheet changes
- Total assets rose $43.9 million since Dec. 31, 2025.
- Deposits increased $5.35 million.
- Loans climbed $13.46 million.
Quarterly and half-year results
- Peoples Financial posted Q2 net income of $897,000, down 27.78% from a year earlier.
- First-half net income slipped 8.19% to $2.34 million.
- Q2 GAAP net interest income fell 10.11% to $4.92 million; tax-equivalent net interest income dropped 10.17% to $4.98 million.
- Net interest margin narrowed to 2.83% from 2.97% on a nontax-equivalent basis; tax-equivalent margin eased to 2.87% from 3.01%.
