PNC Stress Capital Buffer Held at 2.5% Following 2026 Company-Run Test
PNC•PNC published its 2026 Dodd-Frank company-run stress test results, detailing estimated pre-provision net revenue, loan and other losses, net income before taxes, risk-weighted assets and regulatory capital ratios. The Federal Reserve set PNC’s stress capital buffer at the regulatory minimum 2.5% until a new requirement takes effect October 1, 2027.
1. Stress Test Overview
PNC completed its biennial Dodd-Frank company-run stress test under Federal Reserve and OCC rules, estimating key metrics including pre-provision net revenue, other revenue, loan and other losses, net income before taxes, risk-weighted assets and regulatory capital ratios. The detailed methodologies and full breakdown of assumptions accompany the results on PNC’s regulatory disclosures page.
2. Stress Capital Buffer Details
The Federal Reserve confirmed PNC’s stress capital buffer will remain at the regulatory minimum of 2.5% based on the 2026 supervisory stress test. This buffer level will stay in place until a new requirement, derived from the 2027 supervisory stress test, becomes effective on October 1, 2027.
