Ponce Bank Ranks #40 in Top-50 Community Banks, Reports $3.2B Assets
Ponce Bank was ranked #40 among Top-50 Best-Performing U.S. Community Banks of 2025 in the $3B–$10B asset category by S&P Global Market Intelligence, reflecting strong returns, growth, and balance sheet strength. The Bronx-based bank operates 13 branches with $3.2B in assets and directs 75% of loans to low- and moderate-income areas.
1. Recognition by S&P Global
Ponce Bank was named #40 among the Top 50 Best-Performing U.S. Community Banks of 2025 in the $3B–$10B asset category by S&P Global Market Intelligence. This ranking evaluates institutions on returns, growth, funding efficiency, balance sheet strength, risk profile and long-term stability.
2. Financial Performance Metrics
As of March 2026, Ponce Bank holds $3.2 billion in assets and $500 million in capital. The bank’s balanced strategy delivered solid deposit growth and robust returns while maintaining strong funding and liquidity positions.
3. Community Development Focus
Operating 13 branches across the New York metropolitan area, Ponce Bank directs nearly 75% of its loan portfolio to low- and moderate-income neighborhoods. As both a Minority Depository Institution and a Community Development Financial Institution, the bank emphasizes inclusive growth and small business support.
4. Upcoming Industry Recognition
Ponce Bank will be formally honored at the 2026 Community Bankers Conference from May 5 to 7 in Fort Worth, Texas. The event will showcase the bank’s model of combining financial performance with its mission-driven commitment to underserved communities.