Potomac Bancshares Q3 net income rises as assets top $1 billion
PTBS•Potomac Bancshares’ third-quarter net income rose 12% year over year, adjusted earnings per share reached $0.63 and assets topped $1 billion for the first time. Net interest margin was 3.79%, and the company declared a $0.15-per-share dividend for the fourth quarter of 2026.
1. Quarterly results
Potomac Bancshares said third-quarter net income rose 12% year over year, with adjusted earnings per share reaching $0.63. Assets topped $1 billion for the first time, and net interest margin expanded to 3.79%. The company attributed results to higher yields, growth in loan and securities portfolios, and strong loan and deposit growth; loans rose 6% and deposits 8% year over year. Asset quality metrics remained favorable, and the company declared a $0.15-per-share cash dividend for the fourth quarter of 2026.
