Preferred Bank outlines franchise overview, financial metrics in investor presentation
PFBC•Investor presentation highlights franchise and financial metrics
Preferred Bank outlined its franchise profile at the Raymond James 2026 U.S. Bank and Banking on Tech Conferences.
- Balance sheet metrics: assets USD 7.73 billion, gross loans USD 6.25 billion, deposits USD 6.47 billion, loan-to-deposit ratio 96.5%.
- Profitability snapshot for Q2 2026: ROA 1.75%, ROE 17.05%, net interest margin 3.73%, efficiency ratio 32.3%.
- Capital ratios: tangible common equity to assets 10.26%, CET1 11.06%, total capital 13.74%.
- Shareholder returns: annual dividend USD 3.20, current yield 2.88%; not actively repurchasing shares due to market price.
