Preferred Bank will publish its financial results for the quarter ended December 31, 2025, on Thursday, January 22, 2026, before market open. Management will conduct a conference call at 2:00 p.m. Eastern (11:00 a.m. Pacific) the same day, accessible by dialing 844-826-3037 (domestic) or 412-317-5182 (international) and referencing “Preferred Bank.” A live webcast will be available on the Investor Relations section of www.preferredbank.com, and a replay will remain accessible through February 5, 2026 (passcode 4064016). Attendees will hear from Chairman and CEO Li Yu, President and COO Wellington Chen, CFO Edward J. Czajka, CRO Nick Pi and Deputy COO Johnny Hsu, who will review results, business highlights and the outlook for 2026.

Headquartered in Los Angeles and chartered by the State of California with FDIC insurance coverage, Preferred Bank operates 12 full-service branches across key California markets (Alhambra, Century City, City of Industry, Torrance, Arcadia, two in Irvine, Diamond Bar, Pico Rivera, Tarzana and two in San Francisco), plus two branches in New York (Flushing and Manhattan), one in Sugar Land, Texas, and a Loan Production Office in Sunnyvale. Originally founded to serve Chinese-American communities, the bank now derives the majority of its business from a broadly diversified mainstream customer base, while continuing to benefit from significant migration trends among ethnic Chinese populations in California.

Crude Value Insights maintains a “Buy” recommendation on Preferred Bank, citing robust loan and deposit growth and strong asset quality metrics. As of the latest reporting period, Preferred Bank posted a return on average assets of 1.93% and return on equity of 18.64%, outpacing peer averages despite a modest contraction in net interest margin. The bank has increased its provision for credit losses to address specific concentrations in its commercial and real estate portfolios, reflecting prudent risk management while positioning for continued profitability through rising net interest income.