Principal Financial Q4 EPS of $2.19 Falls 1.8% Below Estimates as Revenue Hits $4.4B

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Principal Financial Group reported Q4 2025 operating net income of $2.19 per share, 1.8% below consensus, marking a 13% year-over-year increase. Total revenues climbed 9.2% to $4.4 billion, fueled by higher insurance premiums, fee income and stronger net investment returns.

1. Fourth-Quarter Earnings

Principal Financial Group’s Q4 2025 operating net income rose 13% year over year to $2.19 per share but missed consensus estimates by 1.8%, reflecting modest margin pressure.

2. Revenue Drivers

Total revenues grew 9.2% year over year to $4.4 billion, supported by increased insurance premiums, higher fee and other revenues, and improved net investment income.

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