New Street raised its price target on Citizens Financial Group to $73, suggesting roughly an 11.6% upside from recent levels. Separately, Jefferies maintained its Buy rating and boosted its target to $80, citing strong fourth‐quarter results and improved credit metrics. These dual endorsements from leading research firms underscore growing confidence in CFG’s growth trajectory relative to peers.

CFG reported earnings of $1.13 per share in Q4, exceeding the consensus estimate of $1.11 and representing a 32.9% year‐over‐year increase. Net interest income benefited from higher loan and deposit balances, while non‐interest income saw robust fee growth in both Capital Markets and Wealth Management. Total revenue for the quarter was $2.157 billion, narrowly topping analyst projections of $2.156 billion.

Credit costs continued to trend favorably, with provisions and charge‐offs declining compared to a year ago. CFG returned 80% of its capital to shareholders over the past year through dividends and share repurchases. The Private Bank segment ended the year with $14.5 billion in deposits, contributing a 7% accretion to net income and delivering a 25% return on equity, highlighting efficient deployment of capital across business lines.