Red River Bancshares Q2 FY26 net income falls 1.7% to $11.8 million; net interest margin FTE widens 10 bps to 3.61%
RRBI•Assets and deposits decline
Assets edged down 1.1% to $3.31 billion as deposits fell 1.4% to $2.91 billion, citing tax-payment outflows and lawyer trust-account swings. Nonperforming assets dropped 38.3% to $2.6 million.
Q2 net income and EPS edge lower
Red River Bancshares posted Q2 2026 net income of $11.8 million, down 1.7% from Q1. Earnings per share slipped to $1.78 from $1.81.
Dividend, branch moves and outlook
The bank paid a $0.25 quarterly dividend and recorded no first-half buybacks under its $10 million program.
It also completed Northwest relocations and moved New Orleans teams into the Energy Centre site in July. CEO Blake Chatelain expects higher loan growth in H2 2026.
Net interest income and margin improve
, and on higher loan yields.
