Redfin: Income needed to afford typical US home holds near record high at $109,796
RKT•Metro affordability remained highly uneven
Metro affordability diverged: Seattle's income requirement fell 7.4% to $221,831; San Francisco rose 6.2% to $453,205.
Affordability improved modestly as incomes outpaced housing costs
The typical buyer would spend 37.6% of income on the median home, down from 39.3% as incomes outpaced housing-cost growth.
The share of listings affordable to a median-income buyer rose to 34.2% from 30.5%, still well below pre-2022 levels.
Redfin says income needed for a typical U.S. home remains near record high
Redfin analysis for June 2026 pegged the income needed to afford the typical U.S. home at $109,796, down 0.5% from a year earlier.
Estimated median household income rose 4% to $87,599, leaving a $22,197 affordability gap, narrower than $26,125 a year ago.
