Rithm Capital Corp. reported fourth-quarter 2025 earnings of $0.74 per share, outperforming the Zacks Consensus Estimate of $0.55 by 34.5%. This result also represents a 23.3% increase from the $0.60 per share earned in the same period a year earlier. Management attributed the EPS lift to higher net interest margins driven by repricing of its commercial real estate loan portfolio and disciplined expense management that kept operating costs flat compared to the prior year quarter.

The year-over-year EPS gain underscores Rithm’s ability to capitalize on its targeted lending strategy. Loan originations for the quarter rose 15% to $420 million, while servicing fee income grew 8% to $12 million. Net interest income expanded by 20%, reflecting both higher loan yields and a 5 basis-point improvement in funding costs. These metrics suggest sustained momentum in Rithm’s core platforms and position the company well for continued profitability in 2026.