River Financial Q2 FY26 net income rises 14.57% to $13.8 million; net interest margin widens 0.29 percentage points to 3.7%
RVRF•Q2 net income and margin improve
River Financial posted Q2 net income of USD 13.8 million, up 14.57% from a year earlier.
Net interest income climbed 16.48% to USD 34.4 million; net interest margin widened to 3.70% from 3.41%.
Loans, deposits and book value increase
Loans increased USD 102.7 million in the quarter; deposits grew USD 54.7 million.
Book value per share rose to USD 40.55 at June 30, 2026 from USD 38.71 at Dec. 31, 2025.
Expenses rise with higher salaries and benefits
Noninterest expense rose 16.93% to USD 20.3 million, driven by a USD 2.1 million increase in salaries and employee benefits.




