Safe Harbor expects Fed rate hike to add about $150,000 in annualized investment income
SHFS•SHF Holdings expects a 25-basis-point Federal Reserve rate increase to add about $150,000 in annualized investment income, assuming Sept. 30, 2026 client deposit and loan balances remain unchanged. Its trailing 14-day average deposits ended the quarter at about $119.3 million, up 7.4% year over year.
1. Expected income increase
SHF Holdings projected about $150,000 in incremental annualized investment income following the Federal Reserve’s 25-basis-point increase in the federal funds target rate on Sept. 16, 2026. The estimate assumes client deposit and loan balances as of Sept. 30, 2026, stay unchanged under current partner financial institution arrangements; trailing 14-day average deposits ended the quarter at about $119.3 million, up 7.4% year over year.
