Sallie Mae Projects 12%-14% Loan Origination Growth from Grad PLUS Reforms
Sallie Mae forecasts 12%-14% growth in student loan originations for fiscal 2026, marking its next expansion phase. This projection reflects new federal Grad PLUS reforms that broaden borrower eligibility and raise loan limits, potentially boosting the company’s loan portfolio and interest income.
1. Origination Growth Outlook
Sallie Mae anticipates a 12%-14% increase in student loan originations for fiscal 2026 as it enters its next growth phase, driven by expanded federal lending programs and expected higher demand among graduate borrowers.
2. Impact of Grad PLUS Reforms
Recent Grad PLUS policy changes have widened eligibility criteria and increased loan limits for graduate and professional students, which the company expects will enlarge its target market and enhance net interest income over the coming year.