Sound Financial Q2 FY26 net income rises 59.8% to $2.5 million; net interest margin widens 0.22 percentage point to 3.73%
SFBC•Dividend declared
The board declared a cash dividend of $0.21 per share, payable Aug. 21 to holders of record Aug. 7.
Balance sheet trends
Total assets fell 4.2% from March 31, 2026 to $1.07 billion; loans held-for-portfolio slid 3.2% to $892 million.
Q2 FY26 earnings and margin improve
Sound Financial Bancorp reported net income of $2.5 million, up 59.4% from Q1 2026, with diluted EPS of $0.98.
Net interest income rose 5.1% from Q1 2026 to $9.5 million, lifting annualized net interest margin by 0.22 percentage points to 3.73%.
Noninterest income rises while expenses increase
Noninterest income climbed from Q1 2026 to ; noninterest expense increased to .
