Management kept 2026 guidance but targeted the low end as interest rates stayed higher.
1H adjusted gross profit was R$ 3.1 billion, and adjusted basic EPS was R$ 4.58.
The credit portfolio reached R$ 3.8 billion; government-backed loans were about R$ 300 million; provisions were R$ 188 million; and cost of risk was 21.5%.
Q2 2026 earnings call highlights
StoneCo’s 2Q26 earnings call featured CEO Mateus Scherer, CFO and IRO Diego Salgado, and IR head Roberta Noronha.
New positioning launched: “Stone, the bank for entrepreneurs,” aiming to shift perception beyond payments to banking and credit cross-sell.
Pagar.me was integrated into Stone, combining online and in-person commerce in one account to target faster-growing digital transactions and deepen credit underwriting.
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