Synchrony Launches RH Credit Card With Instant Decisions and 30% Member Savings
Synchrony launched the RH Credit Card, offering RH clients promotional financing across U.S. Galleries, Outlets and RH.com with decisions in minutes. The card integrates with the RH Members Program—providing 30% savings and exclusive design services—and leverages PRISM’s 9,000-attribute credit decisioning for responsible lending.
1. Financing Program Launch
Synchrony introduced the RH Credit Card, enabling promotional financing on purchases at RH Galleries, Outlets and RH.com with application decisions delivered within minutes.
2. RH Members Integration
The card is integrated with the RH Members Program, offering 30% savings across all RH purchases and exclusive interior design services to members.
3. Advanced Credit Decisioning
Issuers will use Synchrony PRISM platform, analyzing over 9,000 data attributes per applicant to enhance credit decisioning accuracy and promote responsible lending.
4. Market Expansion Impact
This exclusive partnership strengthens Synchrony’s foothold in the home furnishings market alongside top retailers and is expected to boost loan originations from luxury brand customers.