Texas Capital Bancshares releases transcript of Q2 2026 earnings call
TCBI•Q2 earnings call highlights
Texas Capital held its Q2 2026 earnings call with CEO Rob Holmes, CFO Matt Scurlock, and IR head Jocelyn Kukulka.
- Adjusted EPS rose 15% to $1.88.
- Non-interest income climbed 39% to $75.1 million, led by investment banking and trading at $42.8 million.
- Commercial loans rose 4% sequentially.
Guidance for Q3 and 2026 outlook
The company guided Q3 non-interest income at $70 million to $75 million, with investment banking and sales and trading seen at $40 million to $45 million.
Q3 net interest income is forecast at $265 million to $270 million. Net interest margin is expected to dip to the low-to-mid 3.20% range, which management views as the 2026 low point.
Commercial real estate is expected to average down about 12% in 2026, ending near $4.6 billion.
