* Third Coast Bancshares posted Q2 net income of **$21.99 million**, up **31.3%** year over year; pretax profit rose **30.7%** to **$27.5 million**. * Net interest income climbed **22.1%** to **$60.28 million**, while net interest margin narrowed **39 basis points** to **3.83%**. * Noninterest income more than doubled to **$7.72 million**, driven by a **$3.46 million** gain on sale of factored receivables. * Noninterest expense increased **33.2%** to **$38.42 million**, primarily due to merger-related costs and higher salaries and employee benefits. * Total assets were **$6.74 billion** at June 30, 2026; loans were **$5.44 billion**, deposits were **$5.86 billion**, both up mainly on the Keystone merger.
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