Tri-County Financial Q2 FY26 net income rises 17% to $4.1 million; net interest income climbs 16% to $14.2 million

Tri-County Financial Group posted Q2 net income of $4.1 million, up 17%, with EPS of $1.73.

Net interest income rose 16% to $14.2 million, while non-interest income fell 5% to $4.4 million.

Credit loss expense was $1.1 million, versus a credit loss recovery a year earlier, driven by unfunded commitments and a $1.2 million reserve adjustment.

Loans slipped 1% to $1.29 billion, while nonperforming loans increased 0.17 percentage points to 0.46% of total loans.

Deposits increased to $1.3 billion, brokered deposits declined to about $10 million, and the board declared a $0.28-per-share dividend.