United Bancorp publishes transcript of 2026 annual shareholder meeting
UBCP•Annual shareholder meeting highlights
United Bancorp held its annual shareholder meeting on April 22, 2026 in Martins Ferry, Ohio, led by CEO Scott A. Everson.
Attendees included CFO Randall M. Greenwood, counsel David Mack, auditor Bob McDonough, directors, officers, shareholders, and Inspector of Elections Erika Ault.
2025 financial results and operating update
Management reported 2025 net income of $7.75 million versus $7.4 million, with EPS of $1.34, up $0.07 year over year.
Net interest income rose $1.66 million; net interest margin widened to 3.7% from 3.51%; total assets grew $40.8 million to $857.4 million.
Everson highlighted the Wheeling Banking Center opening on Dec. 9, 2025; early loan growth beat plan; deposits reached about two-thirds of target.




