United Bankshares Q2 FY26 net income rises 9% to $131.4 million
UBSI•Quarterly results
- United Bankshares posted Q2 2026 net income of USD 131.4 million, up 5% from Q1 2026, with diluted EPS of USD 0.95.
- Net interest income rose 1% from Q1 to USD 285.3 million; net interest margin edged up 0.01 percentage point to 3.81%.
- Provision for credit losses fell to USD 5 million from USD 7.8 million in Q1, while net charge-offs were USD 5.1 million.
- Noninterest income climbed 13% from Q1 to USD 38.5 million, while noninterest expense increased 1% to USD 154.7 million.
- CEO Richard M. Adams, Jr. said the company delivered record quarterly results and expects continued growth in the second half.
