United Community Banks Q2 adjusted EPS misses estimates
UCB•Outlook
- Company expects Navitas equipment finance sale to close in Q3 2026
- United says Peach State Bank acquisition and Navitas sale to support long-term growth
Key details
| Metric | Beat/Miss | Actual | Consensus Estimate |
| Q2 Adjusted EPS | Miss | $0.71 | $0.81 (7 Analysts) |
| Q2 EPS | $0.95 | ||
| Q2 Net Income | $115.64 mln | ||
| Q2 Credit Loss Provision | -$29.80 mln |
Analyst coverage and valuation
- The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 3 "strong buy" or "buy", 4 "hold" and no "sell" or "strong sell"
- The average consensus recommendation for the banks peer group is "buy"
- Wall Street's median 12-month price target for United Community Banks Inc is $39.25, about 8.9% above its July 20 closing price of $36.03
- The stock recently traded at 12 times the next 12-month earnings vs. a P/E of 10 three months ago
Q2 results and operating drivers
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US regional bank's Q2 revenue rose 7% yr/yr, driven by loan growth and margin expansion
