Upbound Group Posts 11% Q4 Revenue Growth and EPS Beat, Hits $4.7B Record
Upbound Group delivered Q4 revenue of $1.2 billion, up 11%, and EPS of $1.01, both exceeding estimates, while full-year revenue reached a record $4.7 billion after integrating the Bridget acquisition. It shifted Acima to a D2C marketplace representing 10% of GMV and appointed a new CFO to accelerate data-driven solutions.
1. Q4 2025 Earnings Beat Expectations
Upbound Group reported Q4 revenue of $1.2 billion, up 11% year-over-year, and delivered EPS of $1.01, surpassing analyst forecasts. Net cash from operating activities rose to $42 million, an increase of over $100 million compared to the prior year.
2. Acquisition Integration and Acima Pivot
Full-year revenue reached a record $4.7 billion following the integration of the Bridget acquisition. The Acima segment achieved low double-digit growth, shifted toward a D2C marketplace now representing 10% of GMV, and tightened credit standards to curb elevated loss rates.
3. Leadership Expansion and 2026 Outlook
Upbound added a new CFO and Chief Growth Officer to enhance strategic and data-driven initiatives across segments. The company forecasted 2026 consolidated revenue of $4.7–$4.95 billion, adjusted EBITDA of $500–$535 million, and non-GAAP EPS of $4.00–$4.35.