Upbound Group publishes Q3 2026 earnings call transcript
UPBD•Upbound Group reported third-quarter non-GAAP diluted EPS of $1.01, above guidance of $0.85-$0.95, and adjusted EBITDA of $123 million. It raised its full-year EPS outlook midpoint and plans up to $50 million in share repurchases.
1. Quarterly results and outlook
At its October 29, 2026, third-quarter earnings call, Upbound Group reported non-GAAP diluted EPS of $1.01 and adjusted EBITDA of $123 million, both above expectations. Management raised its full-year non-GAAP diluted EPS outlook to $4.15-$4.30 and narrowed adjusted EBITDA guidance to $510 million-$525 million.
2. Repurchases and Acima outlook
The company plans share repurchases of up to $50 million under its existing authorization, with timing dependent on market conditions. Acima expects fourth-quarter gross merchandise volume to be roughly flat year-over-year, compared with an 11% decline in the third quarter, assuming a normal holiday shopping season.
