Upstart Rises 5.9% Ahead of Q4 Report; EPS Seen at $0.46

UPSTUPST

Upstart is set to report Q4 EPS of $0.46 and revenue of $288.67 million after surpassing EPS in four straight quarters and revenue in three. Shares jumped 5.9% today as the stock trades 23% below its 20-day and 30.2% below its 100-day SMAs with RSI at 31.06 and bearish MACD.

1. Earnings Preview

Upstart is scheduled to release Q4 results after the market closes, with consensus EPS of $0.46 and revenue of $288.67 million. The firm has outperformed EPS estimates in each of the past four quarters and topped revenue estimates in three, reflecting strong adoption of its AI-driven underwriting platform.

2. Technical Performance

Shares surged 5.92% in early trading but remain 23% below the 20-day SMA and 30.2% below the 100-day SMA. The RSI at 31.06 suggests neutral momentum while a bearish MACD indicates downward pressure, underscoring mixed technical signals for traders.

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