USCB Financial Q2 FY26 EPS rises 22.5% to $0.49; net income increases 12.35% to $9.1 million

USCB•2026-07-23

Dividend declared

The board declared a $0.125 quarterly cash dividend, payable Sept. 4 to shareholders of record Aug. 17.

Balance sheet and lending growth

Total assets rose 11% to $3 billion; loans held for investment increased 9.9% to $2.3 billion.

Record new loan fundings reached $272 million, driving 14.6% annualized linked-quarter loan growth.

USCB Financial reports higher second-quarter earnings

USCB Financial posted Q2 2026 net income of $9.1 million, rising 12.35%, with EPS of $0.49.

Net interest income before provision for credit losses climbed 15.9% to $24.4 million; net interest margin widened 0.21 percentage points to 3.49%.

Sources

USCB Financial Q2 FY26 EPS rises 22.5% to $0.49; net income increases 12.35% to $9.1 million

Sec

USCB Financial Q2 FY26 EPS rises 22.5% to $0.49; net income increases 12.35% to $9.1 million

Dividend declared

Balance sheet and lending growth

USCB Financial reports higher second-quarter earnings

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Sources

USCB Financial Q2 FY26 EPS rises 22.5% to $0.49; net income increases 12.35% to $9.1 million

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