WaFd publishes investor presentation outlining Build 2030 commercial-banking strategy

WaFd outlined a “Build 2030” strategy to shift its funding mix, targeting 20% of interest-bearing deposits into non-interest-bearing balances.

The plan calls for redeploying an USD 8 billion single-family rental portfolio into commercial loans yielding at least 6%.

Static pro forma targets include 16.7% ROATCE and a 3.6% net interest margin.

For the quarter ended June 30, 2026, WaFd highlighted USD 27.6 billion in assets, USD 20.9 billion in deposits, and USD 20 billion in loans held for investment.

Net income ranged from USD 60.6 million to USD 66.1 million across Q4 2025 to Q3 2026, with ROATCE of 11.04% in Q3 2026.