WesBanco expects Q4 net interest margin of 3.58%-3.60%
WSBC•WesBanco expects fourth-quarter 2026 net interest margin of 3.58%-3.60%, compared with 3.60% in the third quarter. It also projects mid-single-digit full-year loan growth, quarterly non-interest income growth of 3%-5%, and fourth-quarter non-interest expense of about $153 million, excluding restructuring and merger-related expenses.
1. Fourth-quarter outlook
WesBanco expects fourth-quarter 2026 net interest margin of 3.58%-3.60%, versus 3.60% in the third quarter, reflecting higher-cost wholesale funding. Fourth-quarter non-interest expense is projected at approximately $153 million, excluding restructuring and merger-related expenses.
2. Loan and income projections
The company projects full-year loan growth in the mid-single digits from a $19.2 billion year-end 2025 baseline. Its commercial loan pipeline reached approximately $1.8 billion on October 19, compared with $1.2 billion at year-end 2025. Non-interest income is forecast to grow 3%-5% year over year each quarter.
