WesBanco reported fourth-quarter earnings of $0.84 per share, matching the Zacks Consensus Estimate and representing an 18.3% increase from $0.71 a year earlier. Net interest income rose by 5% year-over-year to $152 million, reflecting a modest expansion in earning assets and a slight uptick in loan yields. Non-interest income remained stable at $38 million, supported by fee income from mortgage servicing and wealth management. The efficiency ratio improved to 62.5% from 64.2% in the prior year quarter, driven by disciplined expense management that held non-interest expense growth to 2%. Return on average assets climbed to 1.15% from 1.02%, while return on average equity reached 10.8%, up from 9.6%. Management reaffirmed a quarterly dividend of $0.31 per share and noted that loan originations grew 3.2% sequentially, offsetting a 1.8% decline in core deposits. The common equity tier 1 ratio stood at 9.8%, providing a comfortable cushion above regulatory minimums.