Western Union Q3 revenue misses estimates on North America retail slowdown
WU•Western Union's Q3 revenue fell 2% year over year to $1 billion, below the $1.02 billion estimate, while adjusted EPS of $0.42 beat the $0.34 estimate. The company forecast 2026 adjusted EPS of $1.28 to $1.38.
1. Quarterly results
Western Union's Q3 revenue fell 2% year over year to $1 billion, missing the $1.02 billion analyst estimate. Adjusted EPS was $0.42, above the $0.34 estimate, while reported EPS was $0.25.
2. Revenue and outlook
The company said the revenue decline was largely driven by a slowdown in its North America retail business, partly offset by growth in digital and consumer services. Branded Digital revenue rose 8%, with transactions up 21%. Western Union expects 2026 adjusted EPS of $1.28 to $1.38 regardless of whether its Intermex deal closes. It forecasts adjusted revenue growth of 0% to 1% if the deal closes, and a decline of 2% to 1% if it does not.
