Willis survey shows 60% of insurers plan to increase facultative reinsurance use over next two years

Willis Towers Watson analysis found facultative reinsurance is increasingly used to drive growth as insurance markets soften.

• Survey of 380 senior insurance decision makers shows 60% expect higher facultative use over the next two years.
• Capital management drove purchases for 52%, up from 44% in 2024, reflecting focus on deploying hard-market capital reserves.
• Global expansion ranked a top opportunity for 56%, up from 39%, as insurers seek overseas growth.
• Emerging-risk concern rose, led by geopolitics at 57%, cyber at 54%, climate at 40%.