Winchester Bancorp returns to profit in FY26 with net income of 4.42 million; net interest income rises 42.64% to 24.99 million
WSBK•Balance sheet growth
Total assets climbed 15.4% to $1.1 billion, while deposits increased 19.1% to $809.2 million and loans, net grew 15.9% to $870.77 million.
Prior-year loss included donation
Management attributed the year-earlier loss partly to a one-time $2.3 million donation to the Winchester Savings Bank Charitable Foundation.
Credit losses and non-interest income
Provision for credit losses fell 61.82% to $789,000, and non-interest income dropped 29.2% to $1.27 million.
Winchester Bancorp returns to profit in FY26
Winchester Bancorp returned to profit in fiscal 2026, posting net income of $4.42 million versus a net loss a year earlier.
Net interest income rose 42.64% to , while net interest margin widened to .
