Wintrust Q2 FY26 net income rises 20% to $233.7 million vs Q2 FY25
WTFC•Management outlook
CEO Timothy S. Crane said pipelines remain strong, expecting continued balance sheet growth and positive operating leverage for 2026.
Q2 net income and EPS rise
Wintrust posted Q2 2026 net income of $233.7 million, up 3% from Q1. Diluted EPS rose to $3.3.
Revenue, balance sheet and credit trends
- Net interest income increased 3% to $597.4 million; net interest margin narrowed 4 basis points to 3.5%.
- Total loans grew by $1.6 billion, up 12% annualized; total deposits climbed by $2.2 billion, up 15% annualized.
- Provision for credit losses fell to $23.1 million from $29.6 million; net charge-offs eased to $13.4 million from $18.4 million.
