Yuanbao Q2 FY26 net income rises 35.6% to RMB 413.2 million; revenue increases 30.1% to RMB 1.39 billion
YB•Q2 revenue and profit rise
Yuanbao posted Q2 2026 revenue of RMB 1.39 billion, up 30.1% year over year.
Net income climbed 35.6% to RMB 413.2 million, lifting net income margin 1.2 percentage points to 29.7%.
Cash flow and balance sheet
Operating cash flow was RMB 419.1 million.
Cash, deposits, restricted cash, and short-term investments totaled RMB 5.16 billion at June 30.
Segment revenue and AI deployment
Insurance distribution revenue rose 30.4% to RMB 457.4 million; system services increased 22.8% to RMB 881.9 million.
Advertising services contributed RMB 52.8 million; management highlighted multimodal AI deployment in claims assistance with 95% document classification accuracy.
