First Horizon is scheduled to release its quarterly results next week, with consensus estimates calling for year-over-year earnings growth of approximately 15%. Analysts point to a 6% increase in average loan balances and a 12 basis-point expansion in net interest margin driven by the bank’s repricing of commercial and regional mortgage portfolios. Non-interest income is also expected to benefit from continued strength in wealth management fees, which rose 8% in the prior quarter.

On January 7, 2026, First Horizon announced four senior promotions designed to deepen its local market expertise. Tony Adams moves from New Orleans Market President to Gulf States Regional President after growing client relationships by 20% over five years. Jimmy Dunn, formerly Private Client Group Leader, assumes the New Orleans Market President role and will lead a team that has delivered 18% growth in advisory assets since 2019. Matt Phillips takes charge of the West Region, leveraging 11 years of Texas commercial real estate experience to oversee Dallas, Fort Worth and Houston operations. Alex Morton transitions from Birmingham to Atlanta Market President, building on eight years of market leadership that drove deposit growth of 14%. With $83.2 billion in assets as of September 30, 2025, these leadership moves aim to accelerate local client acquisition and deepen deposit relationships across 12 states.

Zacks Investment Research recently raised First Horizon to a Rank #2 (Buy), citing upward revisions to earnings forecasts after four consecutive quarters of outperformance. The firm increased its full-year EPS estimate by 10% following management’s guidance on maintaining cost-income ratio below 58% and further efficiency gains through technology investments. This upgrade reflects growing optimism around First Horizon’s ability to leverage scale in capital markets and wealth management to offset margin pressure, with a potential catalyst being further deposit repricing and cross-sell opportunities in the private banking segment.