Terms of Service

Introduction

Welcome to Rallies.ai, an AI-powered investment research platform. By accessing or using our services, you agree to be bound by these Terms of Service.

Last updated: July 28, 2025

Acceptance of Terms

By creating an account, accessing, or using Rallies.ai, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our platform.

Description of Services

Rallies.ai provides AI-powered investment research tools that simplify and explain financial data to retail traders. Our services include:

• Simplified stock market data analysis
• AI-generated investment insights
• Financial metrics and ratios
• Earnings trends and valuation metrics
• Real-time stock analysis

Account Registration

To access our services, you must create an account using your email address or through third-party authentication providers (Google, Apple). You are responsible for:

• Providing accurate and complete information during registration
• Maintaining the confidentiality of your account credentials
• All activities that occur under your account
• Notifying us immediately of any unauthorized use of your account

Communications and Newsletters

By registering for an account with Rallies.ai, you agree to receive email communications from us, including:

• Service-related notifications and updates
• Account and billing information
• Educational newsletters and market insights
• Product updates and new feature announcements
• Promotional content related to our services

You may unsubscribe from promotional emails and newsletters at any time by clicking the unsubscribe link in any email or by updating your communication preferences in your account settings. Please note that you cannot opt out of essential service-related communications while maintaining an active account.

Subscription and Payment

Rallies.ai offers subscription-based services processed through Stripe, our payment processor. By subscribing:

• You agree to pay all fees associated with your selected subscription plan
• Subscription fees are charged at the beginning of each billing cycle
• Subscriptions automatically renew unless canceled before the renewal date
• You can cancel your subscription at any time through your account settings
• Refunds are provided in accordance with our refund policy

Disclaimer of Investment Advice

The information provided through Rallies.ai is for informational and research purposes only and should not be construed as financial or investment advice. We do not:

• Provide personalized investment recommendations or advice
• Act as a financial advisor, broker, dealer, or investment advisor
• Guarantee the accuracy, completeness, or timeliness of the information provided
• Endorse or recommend any specific securities, investments, or trading strategies
• Provide tax, legal, or accounting advice

Research Purposes Only: All content, analysis, and tools provided by Rallies.ai are intended solely for research and educational purposes. Users should conduct their own independent research and analysis before making any investment decisions.

Professional Consultation Required: Users should consult with qualified financial professionals, including licensed financial advisors, tax professionals, and legal counsel, before making investment decisions. All investments involve risk, including the potential loss of principal.

No Fiduciary Duty: Rallies.ai and its employees do not owe any fiduciary duty to users and are not acting in a fiduciary capacity when providing research tools and information.

Past Performance: Any historical data, backtesting results, or performance metrics shown on our platform do not guarantee future results and should not be relied upon for investment decisions.

User Conduct

When using Rallies.ai, you agree not to:

• Violate any applicable laws or regulations
• Infringe upon the rights of others
• Use our services for any illegal or unauthorized purpose
• Attempt to gain unauthorized access to any part of our platform
• Interfere with or disrupt the integrity or performance of our services
• Scrape, data mine, or otherwise extract data from our platform without permission
• Share your account credentials with others or allow multiple users to access your account
• Rely on our platform as the sole basis for investment decisions
• Use our research tools to provide investment advice to third parties without proper licensing

Intellectual Property

All content, features, and functionality of Rallies.ai, including but not limited to text, graphics, logos, icons, images, audio clips, data compilations, and software, are the exclusive property of Rallies.ai or its licensors and are protected by copyright, trademark, and other intellectual property laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any materials from our platform without our express written consent.

Data Security and Privacy

We take data security seriously and implement appropriate measures to protect your information. All data is encrypted in transit and at rest. For more information about how we collect, use, and protect your data, please refer to our Privacy Policy.

Limitation of Liability

To the maximum extent permitted by law, Rallies.ai and its affiliates, officers, employees, agents, partners, and licensors shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:

• Your access to or use of or inability to access or use our services
• Any conduct or content of any third party on our platform
• Any content obtained from our services
• Unauthorized access, use, or alteration of your transmissions or content
• Investment decisions made based on information provided through our platform
• Any reliance on research data, analysis, or tools provided by our platform
• Trading losses or investment losses of any kind

Investment Risk Acknowledgment: You acknowledge and agree that you are solely responsible for your investment decisions and any resulting gains or losses. Rallies.ai shall not be held liable for any investment outcomes.

Modifications to Terms

We reserve the right to modify these Terms of Service at any time. We will notify users of any material changes by posting the new terms on our platform and updating the "Last updated" date. Your continued use of Rallies.ai after such modifications constitutes your acceptance of the revised terms.

Termination

We reserve the right to suspend or terminate your account and access to our services at our sole discretion, without notice, for conduct that we believe violates these Terms of Service or is harmful to other users, us, or third parties, or for any other reason.

Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions.

Contact Us

If you have any questions about these Terms of Service, please contact us at:

Email: terms@rallies.ai