ACI Worldwide Incorporates Paze Wallet into Pay.On, Targets 16M Transactions in 2026

ACIACI

ACI Worldwide, which processes $7 trillion in payments annually, will integrate Early Warning Services’ Paze digital wallet into its Pay.On platform, enabling merchants a single-connection checkout option. Supported by seven major US banks and credit unions, Paze is expected to handle up to 16 million transactions in 2026.

1. ACI Worldwide Integrates Paze Wallet into Pay.On Platform

ACI Worldwide has announced the integration of Paze online checkout from Early Warning Services into its Pay.On payment orchestration platform. This enhancement enables merchants using Pay.On to offer bank-issued digital wallet payment options through a single, unified connection. The addition of Paze means U.S. consumers at checkout can select from debit and credit cards tokenized by seven leading institutions—including Bank of America, Chase, Capital One, PNC, Truist, U.S. Bank and Wells Fargo—without merchants needing to build separate integrations for each issuer.

2. Transaction Volume and Merchant Benefits

By adding Paze to its orchestration layer, ACI projects support for up to 16 million U.S. e-commerce transactions in 2026. Merchants on Pay.On, which already processes more than $7 trillion in payments annually for roughly 6,000 organizations worldwide, can now present Paze alongside traditional card options. This seamless integration reduces operational overhead, minimizes support costs and accelerates time to market for additional checkout methods. With over 150 million credit and debit cards enrolled in the Paze solution, merchants gain access to a broad consumer base seeking secure, tokenized payment experiences.

3. Strategic Growth and Competitive Positioning

The Paze integration bolsters ACI’s competitive edge in the global payment orchestration market, extending wallet coverage in a high-growth segment of digital commerce. As consumer preference shifts toward secure, bank-backed wallets, ACI’s ability to enable new payment options without core system changes strengthens its value proposition. The move complements Pay.On’s existing support for dozens of alternative payment methods and positions ACI to capture incremental revenue from both new merchant sign-ups and increased transaction volume. Early revenue contributions from Paze integrations are expected in the first half of 2026, contributing to ACI’s broader objective of sustaining organic growth and margin expansion within its transaction processing business.

Sources

SGP