Affirm Expands Stripe Partnership for AI Checkouts With Shared Payment Tokens
Affirm is expanding its partnership with Stripe to support shared payment tokens for AI-assisted checkouts, enabling shoppers to approve installment purchases without exposing payment details within AI interfaces. The company reported Q2 EPS of $0.37 beating $0.30 estimates on $1.12B revenue and raised its fiscal 2026 revenue outlook to $4.09B–$4.15B.
1. AI-Powered Payment Token Integration
Affirm is deepening its relationship with Stripe by supporting shared payment tokens that allow AI agents to initiate installment payments within AI-driven checkouts without exposing shopper credentials. The integration ensures an instant eligibility review, repayment schedule selection and merchant payment flow managed by Stripe, while maintaining data security and consumer choice.
2. Q2 Earnings Beat and Raised Outlook
Affirm delivered Q2 EPS of $0.37 versus $0.30 consensus on $1.12 billion revenue, with GMV rising 36% to $13.8 billion, active customers up 23% to 25.8 million and merchants up 42% to 478,000. The company expects Q3 revenue of $970 million to $1 billion and raised its fiscal 2026 revenue outlook to $4.09 billion–$4.15 billion.