Ally Financial 2Q FY26 EPS rises 14% to $1.18; revenue increases 10% to $2.29 billion
ALLY•Credit and capital metrics
Return on common equity rose to 11.0%, up about 0.2 percentage points year over year; CET1 ratio edged up about 0.2 percentage points to 10.1%.
Consumer auto originations totaled $13.3 billion, up 21% year over year; retail auto net charge-offs narrowed 18 basis points to 157 bps.
Quarterly results and profitability
Ally Financial posted 2Q 2026 GAAP EPS of $1.18, up 14% year over year; net income attributable to common shareholders rose 13% to $367 million.
Pre-tax income climbed 23% from a year earlier to $537 million; revenue increased 10% to $2.29 billion.
Share repurchases and management commentary
Ally repurchased $148 million of shares; CEO Michael Rhodes said improved earnings and expanding returns reflect disciplined execution and balance-sheet actions.
