Atlantic Union Bankshares expects 2026 net interest income at low end of $1.32 billion-$1.33 billion range on FTE basis
AUB•Atlantic Union Bankshares expects 2026 taxable-equivalent net interest income near the low end of $1.32 billion-$1.33 billion and net interest margin near the bottom of its 3.9%-3.95% range. It also forecasts adjusted operating noninterest expense near the low end of $742 million-$752 million, net charge-offs below 5 basis points and year-end loans of $29 billion-$30 billion.
1. 2026 outlook
Atlantic Union Bankshares expects 2026 taxable-equivalent net interest income near the low end of $1.32 billion-$1.33 billion and taxable-equivalent net interest margin near the bottom of its 3.9%-3.95% range. Adjusted operating noninterest expense, excluding intangible asset amortization, is expected near the low end of $742 million-$752 million. The company lowered its net charge-off ratio forecast to below 5 basis points from 5-10 basis points; the ratio was 3 basis points in the third quarter. Year-end loans are forecast at $29 billion-$30 billion, compared with $29.3 billion at September 30.
