Bank of America Forecasts 5–7% NII Growth in 2026
Bank of America expects net interest income to rise 5-7% year over year in 2026 after a 7.2% increase in 2025, supported by a favorable rate backdrop and productivity gains from technology investments. The bank is set to present at the RBC Capital Markets Global Financial Institutions Conference 2026.
1. NII Growth Outlook
Bank of America projects a 5–7% increase in net interest income for 2026, building on a 7.2% rise in 2025. Management attributes this growth to continued benefits from higher interest rates, reinvestment of maturing securities into higher-yielding assets, and productivity improvements driven by technology investments across its lending and deposit franchises.
2. RBC Capital Markets Conference Presentation
The bank will present at the RBC Capital Markets Global Financial Institutions Conference 2026, where senior executives are expected to discuss financial performance, growth drivers, and strategic priorities. Investors will look for additional color on interest rate assumptions, loan growth targets, and efficiency initiatives during the session.