BBVA nine-month net attributable profit rises 14% to €9.07 billion
BBVA•BBVA’s net attributable profit rose 14% year over year to €9.07 billion in the first nine months of 2026. Gross income was €32.07 billion, and the bank began the second €1 billion tranche of its extraordinary share buyback.
1. Nine-month results
BBVA’s net attributable profit rose 14% year over year to €9.07 billion in the first nine months of 2026. Gross income reached €32.07 billion and the efficiency ratio was 37.9%.
2. Capital and AI
The CET1 capital ratio stood at 12.21% at September-end, and the bank began the second €1 billion tranche of its extraordinary share buyback. BBVA also launched “The Frame,” a common framework to deploy and govern AI agents at scale with human oversight.




