BV Financial Q2 FY26 net income rises 21.05% to $3.5 million; net interest margin widens 0.22 percentage point to 4.58%
BVFL•Balance sheet and credit trends
Net loans fell 5.9% to $711.6 million since Dec. 31, 2025, while deposits were little changed at $675.9 million.
FHLB borrowings were fully repaid in the quarter, and the provision for credit losses swung to a $216,000 reversal.
Quarterly earnings and EPS rise
BV Financial reported net income of $3.5 million, or $0.42 per diluted share, for the quarter ended June 30, 2026.
GAAP net income rose 21.4% year over year, while diluted EPS climbed 44.8%.
Net interest income and margin improve
Net interest income increased to $9.5 million as net interest margin widened 22 basis points to 4.58%.
