Capitol Federal FY26 Q3 net income climbs 17% to $23.57 million; net interest margin widens 7 bps to 2.31%
CFFN•Management outlook
Management forecast net commercial loan growth of about 3% for the September 2026 quarter, targeting about 20% growth for fiscal 2026.
Quarterly results improve
Capitol Federal Financial posted net income of $23.57 million for the quarter ended June 30, 2026, rising 28.2%.
Diluted EPS increased 35.71% to $0.19; net interest margin widened 33 basis points to 2.31%.
Credit losses and balance sheet trends
Provision for credit losses swung to a $433,000 release; total loans rose 0.9% from Sept. 30, 2025 to $8.17 billion.
Deposits climbed 5.2% from Sept. 30, 2025 to $6.85 billion; borrowings fell 21.5% to $1.64 billion.
