Chubb Posts Q4 Core EPS of $7.52, 24.9% Growth on 81.2% Combined Ratio
Chubb delivered a fourth-quarter core EPS of $7.52, up 24.9% year-over-year, and reported an improved combined ratio of 81.2%. The performance was driven by strong investment gains and reduced catastrophe losses, boosting underwriting results and exceeding consensus EPS and revenue estimates.
1. Chubb Names Arctic Wolf Preferred MDR Provider
Chubb has designated Arctic Wolf as a preferred Managed Detection and Response (MDR) provider for its cyber insurance policyholders with more than 100 employees. Under the agreement, Chubb policyholders gain access to Arctic Wolf’s Aurora Platform—powered by Alpha AI and an open XDR architecture—that processes over nine trillion security events per week. The collaboration includes a dedicated insurance alliance team, global Security Operations Centers across North America, EMEA and APAC operating 24×7, and a Concierge Experience offering ongoing guidance on critical control implementation. Joint customers may qualify for preferred pricing and promotional benefits designed to drive adoption and strengthen security postures, supporting Chubb’s strategy of risk reduction and loss prevention through proactive cybersecurity measures.
2. Chubb Q4 2025 Core EPS Rises 24.9% on Strong Underwriting
For the quarter ended December 31, 2025, Chubb reported core earnings per share of $7.52, a 24.9% increase year-over-year, reflecting robust underwriting results and favorable investment performance. The combined ratio improved to 81.2%, benefiting from lower catastrophe losses compared with the prior-year period, while net investment gains contributed materially to underwriting income. Gross written premiums grew across commercial and personal lines, driven by disciplined pricing and targeted portfolio growth. Chubb’s leadership highlighted resilient loss trends, disciplined capital deployment, and opportunities to expand in specialty segments, citing strong demand for cyber, environmental and small-business coverages as key drivers for sustainable growth.