Chubb Sees Price Target Lifted to $360; Q4 Combined Ratio 81.2%

CBCB

Roth Capital raised its price objective on Chubb Limited to $360 from $330 following a Q4 earnings beat and combined ratio of 81.2% (underlying 80.6%). Pre-tax net investment income rose 8% to $1.69B while catastrophe losses fell to $365M, boosting core operating income to $2.98B ($7.52/share).

1. Analyst Price Objective Increase

Roth Capital raised its price objective on Chubb Limited to $360 from $330 and maintained a Buy rating following the insurer’s fourth-quarter earnings beat.

2. Underwriting Performance Metrics

Underwriting performance in the quarter featured a combined ratio of 81.2% and an underlying ratio of 80.6%, reflecting disciplined risk selection and reduced loss volatility.

3. Earnings and Income Breakdown

Pre-tax net investment income climbed 8% to $1.69 billion while catastrophe losses dropped to $365 million, driving core operating income to $2.98 billion, or $7.52 per share.

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