Civista Bancshares releases transcript of Q2 2026 earnings call

CIVB•2026-07-29

Q2 2026 earnings call transcript released

Civista Bancshares released a transcript of its Q2 2026 earnings call attended by CEO Dennis Shaffer, CFO Ian Whinnem, President Chuck Parcher, COO Rich Dutton, and Chief Credit Officer Michael Mulford.

Net income: $14.3 million, or $0.69 a share.
Net interest margin rose 4 bps to 3.89%.
Loan balances rose $25.2 million despite $68 million of early payoffs; management forecast mid-single-digit loan growth for the rest of 2026.
Non-interest expense was $28.7 million; CFO guided $29.6 million to $30 million for Q3 and similar in Q4 as spending rises.
CFO expected margin to be roughly flat in Q3, then 1-2 bps expansion in Q4; management planned $25 million brokered deposit reductions in each of the next two quarters.

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Civista Bancshares releases transcript of Q2 2026 earnings call

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Civista Bancshares releases transcript of Q2 2026 earnings call

Q2 2026 earnings call transcript released

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Civista Bancshares releases transcript of Q2 2026 earnings call

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