Community Trust Bancorp reported fourth-quarter earnings of $1.51 per share, surpassing the consensus estimate of $1.43 per share and marking a 20.8% increase from $1.25 per share in the year-ago quarter. Net interest income rose by an estimated 12% year-over-year, driven by loan growth in its commercial and consumer portfolios, while noninterest income benefited from increased fee revenue in wealth management services. Credit quality remained strong, with the allowance for loan losses covering 1.45% of total loans and nonperforming assets declining by 8 basis points sequentially. Investors will note a return on average assets of 1.20% and a return on average equity of 12.5%, underscoring the bank’s efficient capital deployment and solid profitability profile heading into 2026.